Under the No Surprises Act in 2022, state-licensed and/or certified healthcare providers are required to provide a Good Faith Estimate of healthcare charges to every new and continuing client who is either uninsured or is not planning to submit claim to their insurance for the healthcare services they seek.

You have the right to receive a Good Faith Estimate explaining how much your medical and mental health care will cost, when you find a therapist and hire them.

Under this the law, healthcare providers are required to provide clients who do not have insurance or who are unsure of insurance estimate of the expected charges for medical services, including psychotherapy and mental health services. You have the right to request and receive a Good Faith Estimate for the total expected cost of non-emergency healthcare services.

This Good Faith Estimate is not intended to serve as a recommendation for treatment or a prediction that you may need to attend a specified number of psychotherapy visits. The number of visits that are appropriate in your case, and the estimated cost for those services, depends on your needs and what you agree to in consultation with your therapist. You are entitled to disagree with any recommendations made to you concerning your treatment and you may discontinue treatment at any time.

If you end up receiving a bill that is at least $400.00 more than your Good Faith Estimate, you can dispute the bill by first contacting the healthcare provider or the facility to let them know the billed charges are higher than the Good Faith Estimate and request the business to update the bill to match the Good Faith Estimate. If you need more information or you wish to start a dispute process with the U.S. Department of Health and Human Services (HHS) please visit https://www.cms.gov/medical-bill-rights